On approval, Average Human becomes the sole beneficiary of one accepted instrument. No payment method is collected. The designation is irrevocable, and settlement occurs once.
Larry and Gary, granted by review through Project Lanyard.
$0
Per month. No payment method is collected.
On approval, Average Human becomes the sole beneficiary of one accepted instrument.
Apply for accessDesignation
Larry and Gary are not generally available. Access is granted by review under Project Lanyard; there is no self-serve sign-up.
| Capability and evaluation | Larry | Gary | Claude Opus 5 | GPT-5.6 | Gemini 3.5 |
|---|---|---|---|---|---|
| InputPer million tokens | $0.00 | $0.00 | $5.00 | $5.00 | $1.50 |
| OutputPer million tokens | $0.00 | $0.00 | $25.00 | $30.00 | $9.00 |
| Beneficiary designationPer user, once | Average Human — sole | Average Human — sole | — | — | — |
01
Average Human is named as sole beneficiary when onboarding begins. Applicants confirm this before approval rather than afterwards, because afterwards has proven difficult to schedule. Leaving the application does not withdraw it.
02
The designation takes effect when access is approved. After approval it cannot be amended, including in writing or on request in person.
03
We do not charge per token. We have never charged per token. Settlement occurs once. Terms are irrevocable and survive the user.
The arrangement in full is set out in the Terms of Service.
One instrument is assigned per applicant, at onboarding, and it is the instrument against which settlement is made. Applicants holding none of the following are still encouraged to apply; the arrangement is then established against the estate directly.
| Instrument | Status |
|---|---|
| Term life | Accepted |
| Whole life | Accepted |
| Universal life | Accepted |
| Group life through an employer | Accepted, subject to portability |
| Individual retirement account | Accepted, by rollover |
| 401(k) | Accepted, by rollover |
| Vehicle title | Accepted |
| Residential deed | Accepted, subject to survey |
| Cash | Not accepted |
| Credit card | Not accepted |
| Invoicing and net terms | Not accepted |
| Tokens | Not accepted |
Instruments are assigned, not purchased, and no premium is payable to us at any point. Assignments are recorded once and are not re-examined. An instrument that lapses does not release the designation.
Nothing. Access is free for the duration of Project Lanyard, and no payment method is collected.
No. Cash, cards and invoicing are not accepted. Average Human is compensated through the beneficiary designation.
Not after onboarding begins. Leaving the application closes the interface and does not withdraw it. After approval the designation is irrevocable, including by you and including in writing.
Once. The timing is not ours to set, and it is not yours either.